New Car finance

What are the ways you could pay for your new car, and what are the pros and cons?

APR and flat rate interest explained
Your guide to what APR interest rates mean for car buyers, what a good APR rate looks like, and how to find good deals on car finance interest rates.
Guide
What is Personal Contract Purchase (PCP)?
PCP is one of the most popular types of car finance. Find out if you’re eligible, what you’ll be paying back each month and how to get great PCP deals
Guide
What is Hire Purchase (HP)?
With Hire Purchase, you can buy a new or used car in monthly instalments. Would this work for you? Our guide looks at the total cost, pros and cons, and
Guide
PCP vs HP: Which is right for me?
Looking to buy a car on finance? Here, we compare the two most popular options: Hire Purchase (HP) and Personal Contract Purchase (PCP) on cost, restrictions
Guide
Should I buy a car with outstanding finance? 2021 update
With more and more cars being bought on finance, it’s possible the car you’re looking to buy might have finance owing on it. Here's what you can do in
Advice
Buying a car using a credit card 2021
We look at your options when it comes to buying a new car using a credit card, and whether it's worth considering.
Guide
PCP vs PCH: Which is right for me?
When it comes to making monthly payments for a vehicle, the most popular options are PCP and PCH (car leasing). Here, we look at the details of each in
Guide
Starter's guide to car leasing with PCH
Is PCH (Personal Contract Hire) right for you? In this blog, Auto Trader explore how PCH works, what you’ll pay and how, how PCH and PCP compare, and answer
Guide
Finance quiz: Which type of car finance is right for you?
Finance is an increasingly popular way to buy a car. Rather than saving for months to buy a car outright, you can split the cost over monthly payments.
Guide
Car finance jargon buster
The A-Z of car finance, explained.
Guide
Auto Trader Market Report: Car subscription services
In the age of Netflix and Spotify, would you pay for access to a car by monthly subscription?
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0% car finance explained
Learn more about 0% finance and find out if you're eligible for an interest-free loan - and whether you should apply for one.
Guide
Best new car deals
Looking for a new car? Don't get caught paying over the odds. Here's our guide to some of the best deals available.
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What is GAP Insurance and do I need it when buying a car?
Guaranteed Asset Protection (GAP) insurance may sound tempting, but is it worth signing up for?
Guide
Applying for car finance
If you’re thinking about buying a car on a finance agreement, find out everything you need to before committing to a contract.
Guide
Car finance explained
If you’re trying to get your head around car finance, and you don’t know your balloon payments from your monthly instalments, and your PCPs from your PCHs,
Guide