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How finance works on Auto Trader
Simply shop for your next car on Auto Trader and use the calculator on our adverts to quickly work out your monthly payments.
We act as a credit broker which means we don’t offer finance ourselves, but we make it easy for you to apply directly with the retailer.
If you haven't found the right car yet and want to understand how much you can borrow, use our calculator or get a finance quote with our finance partner Zuto
cars available today on finance
See monthly prices upfront
We display monthly prices (based on the representative APR) to help you compare costs whilst you search. Use our filters and tailor browsing to fit your budget.
You can find vehicles on PCP, HP and CS finance depending on the options the retailer offers.
Once you've found the car you want, we recommend comparing your finance options to ensure you choose the right one for you.
Personal contract purchase (PCP)
Hire purchase (HP)
Personal contract hire (PCH)
Conditional Sale (CS)
Helping you compare finance options in one place
Whether you’re choosing between HP or PCP, or considering PCH leasing, you can compare different finance options on Auto Trader to find what’s right for you.
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