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Best deals with low monthly payments 2021

We’ve been combing Auto Trader for the best finance deals – here are our picks for the lowest cost PCP offers out there!

PCP deals are an incredibly popular way into a new car for many buyers, and manufacturers are constantly updating their offers to push down those all-important monthly costs. These are usually updated each quarter, so to help you find the most attractive deals available for the period running July to September we’ve been contacting brands to see what offers they have at the moment.
While in most parts of the country showrooms should now be open more or less as normal (albeit with social distancing in place) over the last year or so many of us have got used to online shopping and there are various options for buying your new car from home, be that with click and collect or home delivery. For more information on this and how to do socially distanced test drives keep an eye on our advice pages and, if in doubt, contact the dealer directly through their Auto Trader listing to find out what specific services they offer or policies they have in place. To help identify the hottest deals available at the moment and compare them on a like-for-like basis we approached manufacturers and asked them for a monthly PCP price based on a typical 48-month term and £4,000 deposit. And from superminis to SUVs, you’ll see there’s a wide range of cars to choose from, with links to our Expert Reviews to find out more should you be interested in taking it further. To understand how these deals work you can read our guide to finance here. See the shortlist below and click on a car to see the deal! Dacia Duster Vauxhall Corsa Ford Fiesta Mini Hatch Renault Kadjar Nissan Qashqai

Dacia Duster - £136/month

Dacia describes the Duster as ‘Rugged, robust and rebellious’, and in our experience it’s got the first two of those claims bang-on at least. And if bucking the trend for going premium and instead focusing on value for money is indeed ‘rebellious’ then perhaps it wins on that score too. Certainly you get a lot of car for your £136 per month, the Duster’s trendy SUV stance and endearing simplicity meaning it will fit perfectly into any hectic family schedule. This deal is for the Comfort trim, which adds relative luxuries such as alloy wheels, privacy glass, built-in navigation (also with CarPlay and Android Auto) and a reversing camera. All the car you really need!
Click here for the latest deals on new Dacia Dusters, our full Expert Review and more. Representative example: deposit £4,000, term 48 months, APR 5.9%, annual mileage limit – 10,000 miles, monthly payment £136, cash price £15,095, manufacturer deposit contribution £500, total credit £10,595, optional final payment £6,025, total amount payable £17,062, valid until 30/9/21 Back to the top

Vauxhall Corsa - £133.32/month

Modern superminis are a very different kettle of fish from the small, basic models many of us learned to drive in or borrowed off our mums back in the day. The latest Corsa is a good example, with its combination of small car practicality and big car comfort and refinement. For just over £130 per month the 1.2 SE is a perfect first car for young drivers, or as an affordable second car for a busy household. Packed with safety features and equipped with a colour touchscreen into which you can plug your phone and use your navigation apps it’s got everything you’ll need.
Click here for the latest deals on new Vauxhall Corsas, our full Expert Review and more. Representative example: deposit £4,000, term 48 months, APR 3.9%, annual mileage limit – 10,000, monthly payment £133.32, cash price £16,040, manufacturer deposit contribution £1,200, total credit £10,840, optional final payment £5,861, total amount payable £17,327.04, valid until 30/9/21 Back to the top

Ford Fiesta - £209.94/month

Another great supermini and, while this Fiesta deal is a little more expensive than the Corsa above it is for the ST Line Edition with the 100 horsepower EcoBoost engine. With the looks and sporty vibe of the ST hot hatch but with much more affordable running costs it’s an attractive option for younger drivers who want a fun car but need to keep a lid on insurance and other running costs.
Click here for the latest deals on new Ford Fiestas, our full Expert Review and more. Representative example: deposit £2,000, term 36 months, APR 0%, annual mileage limit – 9,000, monthly payment £209.94, cash price £19,485, manufacturer deposit contribution £1,000, total credit £14,844, optional final payment £7,287 total amount payable £18,845, valid until 30/9/21 Back to the top

Mini Hatch 5-Door - £173.55

The 5-door Hatch is the perfect choice for those who like the Mini style and handling but need a little more practicality. Just updated with new tech, including nifty digital instruments and a bigger, slicker central touch-screen infotainment system, this deal is for the ‘One’ in Classic trim level with the 102 horsepower 1.5-litre petrol engine.
Click here for the latest deals on new Mini Hatches, our full Expert Review and more. Representative example: deposit £4,000, term 48 months, APR 4.9%, annual mileage limit 10,000, monthly payment £173.55, cash price £17,305, manufacturer deposit contribution £500, total credit £12,805, optional final payment £6,513.63, total amount payable £19,173.48, valid until 30/09/21 Back to the top

Renault Kadjar- £310/month

The Renault Kadjar is one of our favourite small crossovers thanks to its smart looks and excellent driving manners. This deal is for the Iconic trim level with the punchy and smooth 140 horsepower turbocharged petrol engine, which suits the Kadjar well. The price includes a basic (if small) touch-screen with navigation and the ability to pair your phone via Bluetooth, CarPlay and Android Auto.
Click here for the latest deals on new Renault Kadjars, our full Expert Review and more. Representative example: deposit £4,000, term 48 months, APR 5.9%, annual mileage limit – 10,000 miles, monthly payment £310.00, cash price £25,200, manufacturer deposit contribution £2,000, total credit £19,200, optional final payment £7,514.23, total amount payable £28,381, valid until 30/9/21 Back to the top

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