Car finance

Auto Trader's guides to car finance: find whether PCP, HP, CS or leasing is right for you.

Bad credit and car finance
Bad credit doesn’t prevent you getting car finance. Here, we look at your car finance and leasing options if you have a bad credit rating.
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Starter's guide to car leasing with PCH
Is PCH (Personal Contract Hire) right for you? In this blog, Auto Trader explore how PCH works, what you’ll pay and how, how PCH and PCP compare, and answer
Guide
Finance quiz: Which type of car finance is right for you?
Finance is an increasingly popular way to buy a car. Rather than saving for months to buy a car outright, you can split the cost over monthly payments.
Guide
Great cars on PCP deals
The PCP – or Personal Contract Purchase – is a very popular way of buying a new car. Here are some of the best cars you can buy on a PCP deal.
Guide
Buying a car using a Personal Contract Purchase (PCP)
PCP is a type of car finance. You pay an initial deposit, followed by lower monthly instalments for the remainder of the term, to pay off a proportion
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What is the difference between APR and Flat Rate when looking for car finance?
APR and Flat Rate interest are quite different things. When you're looking for car finance, make sure you know the differences...
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Buying a car using a credit card
Some people buy a car with a credit card, but does it make sense for you?
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0% car finance explained
Learn more about 0% finance and find out if you're eligible for an interest-free loan - and whether you should apply for one.
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Buying a car on 0% finance
You may have heard about 0% finance, but what is it? Check out our handy guide to find out.
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Buying a car using Hire Purchase (HP)
A way of buying where you pay a deposit up front, then pay off the rest of the balance – plus interest – in equal monthly instalments. The repayments are
Guide
What is GAP Insurance and do I need it when buying a car?
Guaranteed Asset Protection (GAP) insurance may sound tempting, but is it worth signing up for?
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Applying for car finance
If you’re thinking about buying a car on a finance agreement, find out everything you need to before committing to a contract.
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Car finance explained
If you’re trying to get your head around car finance, and you don’t know your balloon payments from your monthly instalments, and your PCPs from your PCHs,
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Should I buy a car with outstanding finance?
With more and more cars being bought on finance, it’s possible the car you’re looking to buy might have finance owing on it. What can you do in that s
Advice