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- 2015 (15 reg)
- 25,500 miles
- 5 seats
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per month (PCP)
PCP representative example
|Contract Length||49 months|
|Cash price (inc VAT)||£22,200.00|
|Total amount of credit||£19,200.00|
|Total amount payable||£26,585.71|
|Total charges payable||£4,385.71|
|Fixed rate of interest pa||4.46%|
|Optional final payment||£5,164.75|
|Option to purchase fee||£1.00|
What is PCP?
Personal contract purchase (PCP) is a flexible way to finance a vehicle. You pay an initial deposit followed by monthly payments (including interest), then at the end of the agreement you have three options:
- Buy the vehicle by paying the optional final payment (also known as balloon payment) and the optional purchase fee.
- Return the vehicle to the dealer and walk away. There may be additional charges if it’s damaged or you’ve exceeded the mileage allowance.
- Get a new vehicle on another PCP deal. If the vehicle is worth more than the optional final payment, you can use it as a deposit for your next vehicle.