Tips on buying a used car safely
Watch our short film featuring three top tips that will help ensure you stay safe when you're buying a used car.
You don’t get the same protection when you’re buying from a private seller, but the car must still match the description in the advert, or what the seller has told you. If it doesn’t, you could have a claim under the Misrepresentation Act.
We also recommend a History Check (which can be performed on our site by visiting the Vehicle Check page to see if the car has been stolen or written-off by an insurance company. This check will also see if the vehicle has outstanding finance against it.
If it does, contact the seller as quite often the finance agreement is settled on sale of the vehicle. However, please be aware if you buy the vehicle, the finance company will remain the legal owner of the vehicle until the loan is repaid in full.
Once you’re happy with the condition of the car and have agreed a price...
Buy from a dealer, and you can also buy on finance. If something goes wrong, and the retailer won’t sort it out, you can go to the finance company.
Another option is Hire Purchase, where you buy the loan from a finance company, so if anything goes wrong, contact them immediately.
If you decide to buy the car, then you will have to inform your car insurer that you are driving a new vehicle. Be sure to tell them when you’ll need the new cover to start, or it may end being invalid.
If your existing policy is coming to an end, or you need a new one, then you can use comparison sites to look for car insurance deals.