If you’re after a soft-top where you can fold the entire roof down for the full wind-in-the-hair experience things don’t get much cheaper than the Mini Convertible. Running costs are comparatively low for a drop-top, too, thanks to the Mini’s light weight and reasonably efficient engines, while residual values are strong, which benefits both long-term ownership costs and finance deals.

Bear in mind that the purchase price rises steeply as you move up the range, however, and if you start ticking the boxes for the various options and packs – the cost of which won’t be fully recouped at resale time.

Insurance groups are on the high side, but maintenance costs are competitive and an optional fixed-price servicing package allows you to budget for them by paying a set monthly fee.