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Car finance

See cars available on finance near you

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How much can I afford?
  • tickSearch by monthly price
  • tickCustomise your terms
  • tickApply online

View finance deals from popular brands

How finance works on Auto Trader

Simply shop for your next car on Auto Trader and use the calculator on our adverts to quickly work out  your monthly payments.

We act as a credit broker which means we don’t offer finance ourselves, but we make it easy for you to  apply directly with the retailer.

If you haven't found the right car yet and want to understand how much you can borrow, use our  calculator or get a finance quote with our finance partner Zuto

314,463

cars available today on finance

See monthly prices upfront

We display monthly prices (based on the representative APR) to help you compare costs whilst you search. Use our filters and tailor browsing to fit your budget.

You can find vehicles on PCP, HP and CS finance depending on the options the retailer offers.

Once you've found the car you want, we recommend comparing your finance options to ensure you choose the right one for you.

Types of finance available

New to car finance?

The first time you finance a car can be a little overwhelming. There’s a lot of new terminology to get your head around.

Watch our short video to help you understand how finance works - you may realise it’s simpler than you think!

Car finance guides

Tips on applying for car finance

Read our top tips on what to do before you apply.

What to do if you have a poor credit score

See what your options are for financing your next car.

Which type of finance is right for you?

Take our short quiz to help you choose between HP, PCP and PCH.

Buying a car on 0% finance

Learn how 0% finance deals work and where you can find them.

Your questions answered

Helping you compare finance options in one place

Whether you’re choosing between HP or PCP, or considering PCH leasing, you can compare different finance options on Auto Trader to find what’s right for you.

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