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car Finance Calculator

Work out how much you can afford every month

What is your credit rating like?

How much do you want to borrow?

£8,000

£1,500£50,000

How long do you want to borrow it for?

60 months

24 months60 months

Representative example:

Zuto is a credit broker, not a lender. Our rates start from 10.6% APR. The rate you are offered will depend on your individual circumstances. Representative Example: Borrowing £8,000 over 60 months with a representative APR of 18.7% the amount payable would be £200 a month, with a total cost of credit of £3,998 and a total amount payable of £11,998.

How it works

Apply

Apply online and find out if you‘re pre-approved in minutes.

Find

Buy from Zuto’s verified dealers or let Zuto’s car finding team help you.

Drive

Sign the paperwork, collect your car and drive away.

What our customers are saying

Very patient and friendly

I was assigned my own advisor who was very patient and friendly, she offered a lot of advice and knowledge.

Jake, Leeds

Straight forward

I was pre approved and went searching for my new car with confidence. Once I found my car, the paperwork was very straight forward. I only wish everything in life was this simple.

Sharon, Devon

So easy

From start to finish the loan process was so easy, the staff were extremely helpful, concise and to the point.

John, Glasgow

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Finance FAQs

Terms and conditions:

*Subject to meeting the terms and conditions of our lending panel

Zuto is a credit broker, not a lender. Zuto Limited is authorised and regulated by the Financial Conduct Authority, registration number 452589. Zuto can introduce you to a limited number of finance providers, based on your credit rating.

Zuto won't charge you anything for their service but will receive a commission from the lender. This will have no impact on the amount you pay. The amount of commission Zuto receives will vary depending on the lender, product or amount borrowed and is either a fixed fee, or a fixed percentage of the total loan. You can request a written quote from Zuto if you prefer.

All finance is subject to status (for example, your income, employment and credit history). Applicants must be 18 or over, terms and conditions apply. You may need to provide a guarantor for your loan repayment. There may be some exclusions for NI residents, please contact Zuto for more information on these. Zuto can't guarantee being able to obtain a loan at the quoted rates/prices due to the many factors involved in vehicle finance, however Zuto will always try to obtain the best deal for you based on your circumstances.

Zuto Limited. Registered in England under number 05722976. Registered office: Winterton House, Winterton Way, Macclesfield, Cheshire SK11 0LP. Auto Trader Limited is a credit broker and not a lender. Auto Trader introduce you to Zuto Limited to compare loan options and apply for vehicle finance as described above. If Auto Trader introduce you to Zuto and you decide to enter into a finance agreement Auto Trader will receive a commission. This commission does not influence the amount you pay.