Business Finance from Funding Options
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Why Choose Funding Options?
Funding Options is Europe’s biggest marketplace for business finance, helping companies like yours find the best option from across the whole market. Our Business Finance Specialists are on hand to help you through the process from start to finish, to make sure you find the right option for your situation
100% free and there's no obligation
Search over 70 lenders in minutes
Chosen by the British Business Bank and fully authroised by the FCA
How does it work?
Funding Options highly-rated service checks its panel of lenders to help you find options that suit your needs. It takes minutes, theres no obligation and its easy to use
Tell them how much you need to borrow and what it's for
They'll match your requirements with over 70 trusted providers
They'll help you apply to the lenders you choose
Frequently asked questions
Hire purchase can allow you to buy a truck by paying instalments over time. Once you've paid all of the instalments, you will own the truck. This means, once you’ve paid up you'll have the truck to sell if you no longer need it.
Leasing (also called contract hire) is essentially a long-term rental of an asset (e.g a truck). This means you don't have to pay a large amount of money upfront and most of the time, you can use the equipment right away.
A secured business loan, which a loan based on the value on an existing asset. If you currently own an asset (e.g plant machinery, commercial property or other vehicles) you may be eligible.
An unsecured business loan is based on the financials of your business, the lender will look closely at figures and determine how much they think you can afford. You will need a few years of trading history to be eligible for an unsecured business loan. Lenders will be likely to ask you for a personal guarantee, which means you're responsible for paying back the loan if your business can't. Before signing up for an unsecured business loan, you may want to talk to a professional financial advisor, to make sure this is the right thing for your business.
A finance lease is a hybrid of leasing and hire purchase solutions. You will lease the truck for an agreed term and once this term is over you have the option to buy the truck - this is often based on the truck’s value, minus what you have already paid for it.
In short, yes. You can consider Invoice finance, a revolving credit facility or a short-term business loan to help you out when you are waiting for invoices to be paid.
Auto Trader Limited is authorised and regulated by the Financial Conduct Authority in relation to consumer credit and insurance mediation activities. Our FCA firm number is 735711. Auto Trader introduces consumers to Funding Options. Funding Options is an independent credit broker who are authorised and regulated by the Financial Conduct Authority. Their FCA firm number is 727867.