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Bike Finance & Loans

Work out how much you can afford every month

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Representative example:

Borrowing £6,000 over 48 months with a representative APR of 18.9%, an annual interest rate of 17.4% and a deposit of £0.00, the amount payable would be: £174 a month, with a total cost of credit of £2,375 and a total amount payable of £8,375.

How it works


Apply online and find out if you‘re pre-approved in minutes.


Buy from Zuto’s verified dealers or let Zuto’s bike finding team help you.


Sign the paperwork, collect your bike and drive away.

What our customers are saying

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Very patient and friendly

I was assigned my own advisor who was very patient and friendly, she offered a lot of advice and knowledge.

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Jake, Leeds

Straight forward

I was pre approved and went searching for my new car with confidence. Once I found my car, the paperwork was very straight forward. I only wish everything in life was this simple.

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Sharon, Devon

So easy

From start to finish the loan process was so easy, the staff were extremely helpful, concise and to the point.

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John, Glasgow

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Finance FAQs

Terms and conditions *Subject to meeting the terms and conditions of our lending panel Please note that your personal finance example and monthly repayment are designed to give you an indication of how much you may expect to pay for your loan. Due to the many factors involved in vehicle finance companies making their decision, Zuto can't guarantee being able to obtain a loan at the quoted rates/prices. Zuto’s staff will always try to obtain the best deal for you based on all your circumstances. Zuto Limited. Registered in England. Registered number 05722976. Registered Office: Winterton House, Winterton Way, Macclesfield, Cheshire SK11 0LP. Zuto Limited is acting as a credit broker and not a lender, authorised and regulated by the Financial Conduct Authority, registration number 452589. All finance is subject to status and income. Applicants must be 18 or over, terms and conditions apply, guarantees and indemnities may be required. Zuto can introduce you to a limited number of finance providers, based on your credit rating, Zuto won’t charge you anything for this service, but do get a fee from the lender which varies based on the product or amount borrowed. Auto Trader Limited is a credit broker not a lender, and is authorised and regulated by the Financial Conduct Authority in relation to consumer credit and insurance mediation activities. Our FCA firm number is 735711.