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How finance works on Auto Trader
Simply shop for your next van on Auto Trader and use the calculator on our adverts to quickly work out your monthly payments.
We act as a credit broker which means we don’t offer finance ourselves, but we make it easy for you to apply directly with the retailer.
If you haven't found the right van yet and want to understand how much you can borrow, use our calculator or get a finance quote with our finance partner Zuto
vans available today on finance
See monthly prices upfront
We display monthly prices (based on the representative APR) to help you compare costs whilst you search. Use our filters and tailor browsing to fit your budget.
You can find vehicles on PCP, HP and CS finance depending on the options the retailer offers.
Once you've found the van you want, we recommend comparing your finance options to ensure you choose the right one for you.
Personal contract purchase (PCP)
With PCP finance, you pay an initial deposit, followed by monthly instalments, but a large portion of the loan is deferred until the end of the agreement. You can pay that final sum to own the car, hand it back or start another agreement.
Hire purchase (HP)
With HP, you pay a deposit up front, and then pay off the rest of the balance – plus the interest - in equal monthly instalments. You’ll pay an ‘option to purchase’ fee, then the car is yours at the end of the agreement.
Personal contract hire (PCH)
PCH is another way to finance a car. It’s technically a method of leasing a car rather than buying it. You pay a deposit and monthly instalments, which may be lower than some other finance agreements, but you never own the car.
Van Finance Explained
If you’re starting a new business and need to have trusty transport to make it work, a van is a great option. Whether you’ve been eyeing up a used Ford
Applying for van finance
Getting a new van onto the road could be possible with the backing of finance. But what do you need to consider as you research the finance options av
Your van finance options
When it comes to financing a van, there are quite a few options, and the differences between them can get confusing. Below, we help you get your head around
Helping you compare finance options in one place
Whether you’re choosing between HP or PCP, or considering PCH leasing, you can compare different finance options on Auto Trader to find what’s right for you.
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