- Prices upfront
- Customise your terms
- Apply online
Personal contract purchase (PCP)
With PCP finance, you pay an initial deposit, followed by monthly instalments, but a large portion of the loan is deferred until the end of the agreement. You can pay that final sum to own the motorhome, hand it back or start another agreement.
Hire purchase (HP)
With HP, you pay a deposit up front, and then pay off the rest of the balance – plus the interest - in equal monthly instalments. You’ll pay an ‘option to purchase’ fee, then the motorhome is yours at the end of the agreement.
Personal contract hire (PCH)
PCH is another way to finance a motorhome. It’s technically a method of leasing a motorhome rather than buying it. You pay a deposit and monthly instalments, which may be lower than some other finance agreements, but you never own the motorhome.
Motorhome Finance Explained
Finance can be confusing, you need to know your balloon payments from your monthly instalments, and your PCPs from your HP. Let us help you understand
A guide to applying for motorhome finance
If you’re considering using a finance option for your next motorhome purchase, you need to take the time to research all the information you need to make
Motorhome finance options
When it comes to owning a motorhome, there are many options available to you, from credit purchasing to hire purchase and leasing, there is usually an
Helping you compare finance options in one place
Whether you’re choosing between HP or PCP, or considering PCH leasing, you can compare different finance options on Auto Trader to find what’s right for you.
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