- Prices upfront
- Customise your terms
- Apply online
Personal contract purchase (PCP)
With PCP finance, you pay an initial deposit, followed by monthly instalments, but a large portion of the loan is deferred until the end of the agreement. You can pay that final sum to own the caravan, hand it back or start another agreement.
Hire purchase (HP)
With HP, you pay a deposit up front, and then pay off the rest of the balance – plus the interest - in equal monthly instalments. You’ll pay an ‘option to purchase’ fee, then the caravan is yours at the end of the agreement.
Personal contract hire (PCH)
PCH is another way to finance a caravan. It’s technically a method of leasing a caravan rather than buying it. You pay a deposit and monthly instalments, which may be lower than some other finance agreements, but you never own the caravan.
Caravan finance explained
If you want to buy a caravan but can’t afford to purchase it upfront, taking out a loan is something you’re probably considering. But with all the different
Applying for Caravan Finance
If you're considering purchasing a caravan with the help of a loan or credit plan to help spread the cost, it’s best to make sure that you know all there
Your Caravan Finance Options
Many people are thinking about exciting staycations that they can go on right now. Owning a caravan is a great way to have a family-friendly, UK holiday
Helping you compare finance options in one place
Whether you’re choosing between HP or PCP, or considering PCH leasing, you can compare different finance options on Auto Trader to find what’s right for you.
Auto Trader Trustpilot rating: Excellent
Score is based on 55,554 reviews