Business Finance from Funding Options
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Why Choose Funding Options?
Funding Options is Europe’s biggest marketplace for business finance, helping companies like yours find the best option from across the whole market. Our Business Finance Specialists are on hand to help you through the process from start to finish, to make sure you find the right option for your situation
100% free and there's no obligation
Search over 70 lenders in minutes
Chosen by the British Business Bank and fully authroised by the FCA
How does it work?
Funding Options highly-rated service checks its panel of lenders to help you find options that suit your needs. It takes minutes, theres no obligation and its easy to use
Tell them how much you need to borrow and what it's for
They'll match your requirements with over 70 trusted providers
They'll help you apply to the lenders you choose
Frequently asked questions
With Hire Purchase, you pay the VAT (and sometimes a small deposit) up front and then pay the rest of the balance off – plus the interest – in equal monthly instalments. Unlike leasing, the machinery will be yours at the end of the agreement. This can be beneficial when you want machinery long-term but don't want to be tied into spending a lump sum.
Also known as 'contract hire' or simply 'plant hire', leasing is effectively a rental agreement. You will never own the machine. Leasing can be beneficial if your business often uses plant machinery for projects longer than a few weeks.
A secured business loan, which a loan based on the value on an existing asset. If you currently own an asset (e.g plant machinery, commercial property or other vehicles) you may be eligible.
An unsecured business loan is based on the financials of your business, the lender will look closely at figures and determine how much they think you can afford. You will need a few years of trading history to be eligible for an unsecured business loan. Lenders will be likely to ask you for a personal guarantee, which means you're responsible for paying back the loan if your business can't.
In short, yes. You can consider Invoice finance, a revolving credit facility or a short-term business loan to help you out when you are waiting for invoices to be paid.
Auto Trader Limited is authorised and regulated by the Financial Conduct Authority in relation to consumer credit and insurance mediation activities. Our FCA firm number is 735711. Auto Trader introduces consumers to Funding Options. Funding Options is an independent credit broker who are authorised and regulated by the Financial Conduct Authority. Their FCA firm number is 727867.