The number one consideration for many drivers looking for car insurance is cost. But how can you save money on your premiums?

We explain how to get the best insurance for less.

Shop around. With more than 100 companies offering car insurance in the UK, spending a bit of time comparing services, or getting someone else to compare them, could pay big dividends.

Set aside a few hours to do the legwork. The more you ring or shop around online and the more you know, the more you'll save.

Remember, each company is after your business. It's a cutthroat industry and therefore highly competitive, so they may offer big discounts or attractive extras like introductory offers to get your trade.

Weigh up all the options - would the incentives the insurance companies are offering you ever be useful? Would you benefit more from free breakdown cover or free legal advice?

Weigh up all the options - would the incentives the insurance companies are offering you ever be useful? Would you benefit more from free breakdown cover or free legal advice?

Play the companies off against each other when shopping around - stand your ground when they say they can’t go any lower. It's especially handy if you're a low risk driver or have a few or no claims in your insurance history.

Companies will also offer instalment plans - but beware of costly interest rates. Do the sums - would it be cheaper to pay by credit card?

If your car has a low value you might want to consider third party insurance - it's the cheapest cover and you'll be insured if you hit someone. But you'll have to pay for your own repairs yourself.

If you want to make sure you're covered if your car is stolen or burnt out, you should opt for third party fire and theft cover.

If you can afford it and you have a higher value car then you should always choose fully comprehensive insurance. This will cover you for damage to your car whether you’re at fault or not.

Better still, visit Auto Trader's online insurance centre