If you need car insurance without the expense of an annual quote, short-term cover could be for you.

We reveal the benefits of short-term insurance and the types of cover available.

What is ‘temp’ cover?

Temporary car insurance – or temp cover – is a form of short-term car insurance, which can insure you to drive a vehicle from one to 28 days.

You can use it to drive a new car straight from a dealer forecourt, before seeking long-term insurance, or to insure a friend or relative who is borrowing your car.

It’s also a great idea if you’re looking to hire a vehicle such as a moving van (up to 3.5 tonnes) or rental car.

What are the benefits?

• Get instant cover online – receive an insurance quote and proof of cover in minutes from tempcover.com

• Insure additional vehicles – Insuring another vehicle for a short period of time is ideal if your car is getting repaired

• Insure more than one driver – whether it’s a close friend or relative, or a buyer looking to take a test drive, tempcover.com can provide cover for additional drivers

• Protect your no-claims bonus – taking out short-term car or van insurance means you can use a vehicle without risking any existing no-claims discounts

• Obtain tax – policy holders of tempcover.com are allowed to use their certificate of insurance to tax their vehicle (subject to DVLA/Post Office acceptance). A number of other leading short-term insurance providers DO NOT give consent for this.

• Get immediate drive-away cover – use short-term insurance to drive a new car or van from a dealer forecourt immediately, and search for the most competitive annual policy later

• Take a test drive – take out insurance which covers you for a vehicle demonstration – or test drive – for a new or used car

• Flexibility – customize your daily car insurance policy to suit your needs

• Complete cover – get full comprehensive cover whether you’re a private motorist, small business or large business group

• Competitive rates – with an affordable daily pricing structure and daily insurance rates

What types of cover are there?

1. One-day – get immediate short-term insurance which covers a vehicle for 24 hours
2. Temporary – get insured for anything between one and 28 days
3. Third party only or comprehensive cover levels available

Why choose temp cover?

Tempcover.com will help you find the right short-term cover and tailor your package to suit your needs.

With different types of cover and a range of options to choose from, Tempcover is perfect if you want to:

• Take a test drive
• Drive a new car home from a dealer forecourt on the day of purchase
• Go on holiday and hire a car
• Move home and carry furniture in a van
• Insure yourself on someone else’s car (with their permission)
• Let a friend or relative borrow your car

How can I get cover?

You can get an online quote from Tempcover.com or call 08707 873 535 to talk to a short-term car insurance expert.

If you’re unsure which type of cover you need, Tempcover’s team of experts offer advice to help find the right plan for you.

Requirements

Temp cover is available to anyone with a standard UK driving license or full driving license held for more than a year – except those obtained from Australia, the United States or Canada.

Drivers should have less than six penalty points on their license in the last three years, and not been disqualified from driving in the past five. Only cars or vans with a minimum value of £1,500 can be covered and the maximum indemnity payable is £40,000 in respect on loss or damage to the insured vehicle.

You must also be aged between 21 years and 75 years old.