We all know that the cost of a new bike is not the only expense when it comes to getting your bike on the road. Insurance can be expensive too, which is why we have come up with some advice on how you could lower the cost your motorbike insurance premium.

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Get a garage - and use it!

If your bike is kept in a secure garage rather than parked on the road outside your house, then you could save up to 10% on your insurance.

Improve your riding

By going back to school and completing an approved advanced riding course like the one run by the Institute of Advanced Motorists, you could get discounts of up to 10% with certain schemes.

Say no to thousands of miles

By limiting your mileage you could receive discounts of up to 12% off your annual insurance premium.

Dump your pillion

By not carrying a pillion, you could earn some extra discount off your basic insurance policy.

Get secure

Motorcycle theft is responsible for around 40% of all motorcycle insurance claims. The use of a security device such as an approved alarm/immobiliser, may act as a deterrent to thieves.

Female riders

If you are female and own a bike, you could get up to 30% discount on your insurance quote.

Choose voluntary excess

You may have to have a compulsory excess on your insurance policy. However by choosing a voluntary excess too, it could lower your basic insurance quote.

Spread the cost

Instead of paying one lump sum up front, why not consider spreading the cost over the year by setting up a monthly Direct Debit.

Length of ownership

Make sure you tell us the correct date of when you first owned the bike. Some insurance brokers offer discounts depending on length of ownership.

FAQ's - Making a claim

Being involved in an accident or having your motorbike stolen is traumatic enough without having to deal with a complicated and lengthy claims process.

You need to let your insurance company know whenever you have been involved in an accident regardless of whether it's your fault or not, or whether you intend to make a claim or not. This is a standard requirement of your insurance policy. Failure to notify of an accident, could delay the process or settlement of any outstanding claim.

If you've had an accident and you're not sure what to do, we could help you get back on the road as quickly as possible.

Get quick and easy impartial advice and find out how much you could claim.

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Claims Checklist

  • Date, Time and Location of Incident
  • Other party details - name/address/contact telephone number/vehicle registration/insurance details
  • Name and Contact Details of any witnesses
  • Police Details/Crime Reference Number (if applicable)

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